Interest rates shouldn't stand in the way of building a relationship with your bank. That's why we offer competitive rates and relationship-based pricing for many of our deposit and loan solutions. Looking for something you don't see here? Give us a call!
| 15-Year Fixed Home Equity Installment Loan | Interest Rate | APR | Payment Per $1,000 (1) |
|---|---|---|---|
| 180 Months (2) | 5.85% | 5.850% | $8.36 |
(1) Monthly payments shown do not include taxes and insurance - actual payment obligation will be greater.
(2) Annual Percentage Rate (APR) quoted is current as of June 1, 2026 and can change at any time. To receive the offered rate, a minimum of $10,000 in new money and direct debit of loan payment from a Reliance Bank deposit account is required. Rates shown are for owner-occupied home equity financing, with a maximum Loan to Value of 89%, and are based upon a loan amount of $97,000 - the actual APR will vary based upon the final loan amount and finance charges. Payment per $1,000 is $8.36 and does not include taxes and insurance. Actual payment obligation will be higher. The borrower pays no closing costs. Interest per diem will be collected at closing. Credit subject to approval, and special rules and restrictions apply.
| Certificate of Deposit | Interest Rate | APY (3) | |
|---|---|---|---|
| Destination 7-month CD (1,2) | 3.63% | 3.70% APY |
| Checking Account Type | Minimum Balance to Open | Interest Rate (1) | APY (2) | Minimum Balance to Obtain APY | |
|---|---|---|---|---|---|
| Destination Checking | $50 | 0.25% | 0.25% | $0.01 | Contact Us |
| $50 | 0.10% | 0.10% | $25,000.00 | ||
| Journey Checking | $50 | N/A | N/A | N/A | Contact Us |
| Explore Checking | $50 | N/A | N/A | N/A | Contact Us |
| Performance Checking | $50 | N/A | N/A | N/A | Contact Us |
| Estate Checking Account | $0 | 0.20% | 0.20% | $0.01 | |
| $0 | 0.25% | 0.25% | $35,000 | ||
| $0 | 0.30% | 0.30% | $100,000 |
| Type | Minimum Balance to Open | Interest Rate (1) | APY (2) | Minimum Balance to Obtain APY | |
|---|---|---|---|---|---|
| Destination Money Market (3,4) | $5,000 | 0.03% | 0.03% | $0-$49 | Contact Us |
| 0.07% | 0.10% | $50-$4,999 | |||
| 1.98% | 2.00% | $5,000-$14,999 | |||
| 2.86% | 2.90% | $15,000-$24,999 | |||
| 2.86% | 2.90% | $25,000-$249,999 | |||
| 3.44% | 3.50% | $250,000-$499,999 | |||
| 3.63% | 3.70% | $500,000+ | |||
| Money Market Deposit Account | $500 | 0.05% | 0.05% | $.01-$4,999 | Contact Us |
| 0.10% | 0.10% | $5,000-$14,999 | |||
| 0.35% | 0.35% | $15,000-$49,999 | |||
| 0.50% | 0.50% | $50,000-$99,999 | |||
| 0.75% | 0.75% | $100,000-$249,999 | |||
| 0.75% | 0.75% | $250,000-$499,999 | |||
| 1.00% | 1.00% | $500,000-$999,999 | |||
| 1.10% | 1.10% | $1,000,000+ |
| Savings Account Type | Minimum Balance to Open | Interest Rate (1) | APY (2) | Minimum Balance to Obtain APY | |
|---|---|---|---|---|---|
| Statement Savings | $100 | 0.05% | 0.05% | $100 | Contact Us |
| 0.15% | 0.15% | $2,500 | |||
| Club Accounts | |||||
| Holiday Club (3) | $2 | 0.25% | 0.25% | $50 | |
| Vacation Club (4) | $2 | 0.25% | 0.25% | $50 | |
| Young Savers | $5 | 0.25% | 0.25% | $5 |
| Product | APY (3) | |
|---|---|---|
| 7-month (1) | 3.00% | Contact Us |
| 12-month (1) | 2.95% | Contact Us |
| 15-month (1) | 2.85% | Contact Us |
| Destination 7-month (1,2) | 3.70% | Contact Us |
| Destination 12-month (1,2) | 3.45% | Contact Us |
| Destination 15-month (1,2) | 3.30% | Contact Us |
| Type | Interest Rate | APY (2) | Minimum Balance to Obtain APY |
|---|---|---|---|
| 18 Month Fixed Rate (1,2,3) |
0.20% | 0.20% | $500 |
| 30 Month Fixed Rate (1,2,3) |
0.40% | 0.40% | $500 |
| Maximum Loan Term | Interest Rate | APR | Payment Per $1,000 (1) |
|---|---|---|---|
| 60 Months (2) | 5.99% | 6.040% | $19.33 |
| 120 Months (2) | 6.25% | 6.277% | $11.23 |
| 180 Months (3) | 5.85% | 5.850% | $8.36 |
| 240 Months (2) | 6.69% | 6.707% | $7.57 |
| 60 Month Investment Product (4) |
9.99% | 10.041% | $21.24 |
(1) Monthly payments shown do not include taxes and insurance - actual payment obligation will be greater.
(2) Interest Rate and Annual Percentage Rate (APR) quoted are current as of June 1, 2026 and can change at any time, and require monthly payments to be deducted from a Reliance Bank deposit account. Rates shown are for owner-occupied home equity financing, with a maximum Loan to Value of 89%, and are based upon a loan amount of $97,000 - the actual APR will vary based upon the final loan amount and finance charges. Credit subject to approval, and special rules and restrictions apply.
(3) Annual Percentage Rate (APR) quoted is current as of June 1, 2026 and can change at any time. To receive the offered rate, a minimum of $10,000 in new money and direct debit of loan payment from a Reliance Bank deposit account is required. Rates shown are for owner-occupied home equity financing, with a maximum Loan to Value of 89%, and are based upon a loan amount of $97,000 - the actual APR will vary based upon the final loan amount and finance charges. Payment per $1,000 is $8.36 and does not include taxes and insurance. Actual payment obligation will be higher. The borrower pays no closing costs. Interest per diem will be collected at closing. Credit subject to approval, and special rules and restrictions apply.
(4) Interest Rate and Annual Percentage Rate (APR) quoted are current as of January 19, 2025 and can change at any time. Loan must be secured by a non-owner occupied investment property; maximum Loan to Value of 80%. Rate reduction is not available for this product.
Please contact one of our Personal Banking Advisors for additional rates and programs.
| Loan Term | Interest Rate | APR(1) | Payment per $1,000 |
|---|---|---|---|
| 60 months | 11.250% | 11.448% | $21.87 |
| Type | APR (1) |
|---|---|
| Personal SmartLine |
13.750%
|
Effective Date: April 3, 2026
| Product | Interest Rate | APR (1) | Payment Per $1,000 |
|---|---|---|---|
| SOFR 7/6 ARM (2) | 6.750% | 6.73% APR | $6.49 |