A Certificate of Deposit (CD) account is a great way to save faster with money that you can afford to set aside. With higher interest rates and higher returns, this is a perfect way to save towards a specific goal.
Certificates of Deposit Benefits
Pick from flexible terms to fit your needs
Opt for variable or fixed rates
Make a minimum deposit based on your chosen length and type
Save more with competitive rates and fees
Earn More with a Destination CD
When you open a Destination Checking account, you'll get access to our higher-yielding Destination CD lineup.
Destination CDs |
APY (3) |
Standard CDs |
APY (3) |
|---|---|---|---|
| Destination 7-month CD (1,2) | 3.70% | 7-month CD (1) | 3.00% |
| Destination 12-month CD (1,2) | 3.45% | 12-month CD (1) | 2.95% |
| Destination 15-month CD (1,2) | 3.30% | 15-month CD (1) | 2.85% |
(1) $1000 to open and $1000 minimum balance to obtain APY.
(2) Must have a Destination Checking account to open.
(3) Fees may reduce the earnings on the account. A penalty may be imposed for early withdrawals from Certificates of Deposit. Interest rates are subject to change without notice. Annual Percentage Yield (APY) calculations are based on a 365-day term, unless otherwise noted, and assume principal and interest remain on deposit to maturity. Annual Percentage Yield effective date: March 3, 2026.