House

Home Equity Loans

Leverage your home’s value for a variety of financial needs.

 

Summer Promotion

15-Year Fixed
Home Equity Installment Loan

5.85% APR*

No Closing Costs*

























































Most Common Use for
Home Equity Funds

 
Your home may be one of your most valuable resources. At Reliance Bank, we offer home equity lending solutions designed to help qualified borrowers access funds for major expenses such as:
 
  • Debt consolidation
  • Building an emergency fund
  • Home repairs and renovations
  • Weddings or special events
  • Education costs
 












Home Equity Lending Solutions

Home Equity Installment Loan

A flexible fixed-rate loan based on the equity of your home.

Benefits
  • Borrow up to 89% of your home’s equity
  • Plan ahead with fixed-rate monthly payments
  • Choose from a variety of loan terms to fit your needs

Home Equity Line of Credit

Use your home’s equity as a source of credit to pay for whatever your need, such as home renovations, emergency repairs, or to consolidate debt.

Benefits
  • Borrow up to 89% of your home’s equity
  • Only pay interest on amount used
  • Lower interest rate than most credit cards

Home Equity Renovation Loan

Open the door to the remodel you’ve been waiting for. With this loan, you can use your home’s *after-renovation* value to finance your renovation.

Benefits
  • Borrow up to 85% of your home’s equity based on the expected value of your home once renovated.
  • Plan ahead with fixed-rate monthly payments.
  • Choose from a variety of loan terms to fit your needs.



















Want to see if you qualify?

Our teams are ready to walk through your unique scenario with you. Call today or stop into one of our 9 branch locations.

Contact Us

















15-Year Home Equity Installment Loan Promotion
 
*Annual Percentage Rate (APR) quoted is current as of June 1, 2026 and can change at any time. To receive the offered rate, a minimum of $10,000 in new money and direct debit of loan payment from a Reliance Bank deposit account is required. Rates shown are for owner-occupied home equity financing, with a maximum Loan to Value of 89%, and are based upon a loan amount of $97,000 - the actual APR will vary based upon the final loan amount and finance charges. Payment per $1,000 is $8.36 and does not include taxes and insurance. Actual payment obligation will be higher. The borrower pays no closing costs. Interest per diem will be collected at closing. Credit subject to approval, and special rules and restrictions apply.