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Checking Accounts

Don’t compromise on quality when it comes to your checking account. 

Perks for All Personal Checking Accounts

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Send and receive funds easily with Zelle®

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Enjoy the convenience of a Visa Debit Card

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Manage your money on the go with our mobile app










Visit your nearest branch to open an account today!

Destination Checking
Get rewarded for your loyalty with access to our best deposit rates and more!
  • Tiered interest on balance
  • Access to our highest CD and Money Market rates
  • Automatic refunds on nationwide ATM fees up to $15 per cycle
  • Online & Mobile Banking, Bill Pay, & Zelle®
  • $50 minimum opening deposit
Journey Checking
Enjoy simplicity without compromising on quality.
  • Online & Mobile Banking, Bill Pay, & Zelle®
  • $50 minimum opening deposit
Explore Checking
Begin your banking journey (Age 15-23).
  • No monthly service fee
  • No minimum balance
  • No overdraft fees
  • Eligible for Explore Rewards Program
  • Online & Mobile Banking, Bill Pay, & Zelle®
  • $50 minimum opening deposit
Performance Checking*
Stay savvy and get a good deal.
  • Discounts at local and national retailers*
  • Cell phone damage coverage*
  • ID theft aid*
  • Roadside assistance*
  • $10,000 accidental death coverage*
  • Discounts on prescriptions, eye exams, frames, lenses and hearing services*
  • No minimum balance 
  • Online & Mobile Banking, Bill Pay, & Zelle®
  • $50 minimum opening deposit
















Your New Destination for Banking

With a Destination Checking account, you'll get access to our best CD & Money Market Rates
Current CD Rates
Product APY(3)
7-month CD (1) 3.00%
Destination 7-month CD (1,2) 3.70%
12-month CD (1) 2.95%
Destination 12-month CD (1,2) 3.45%
15-month CD (1) 2.85%
Destination 15-month CD (1,2) 3.30%
 
(1) $1000 to open and $1000 minimum balance to obtain APY.
(2) Must have a Destination Checking account to open.
(3) Fees may reduce earning on the account. A penalty may be imposed for early withdrawals from Certificates of Deposit. Interest rates are subject to change without notice. Annual Percentage Yields (APY) calculations are based on a 365-day term, unless otherwise noted, and assume principal and interest remain on deposit to maturity. Annual Percentage Yield effective date: March 3, 2026.
 
 

Get Good Grades and Get Rewarded

with Explore Rewards* from Reliance Bank
Bring your report card to a branch
Earn $5 for each "A" grade
Up to $25 per marking period!









*Offer available to existing Explore Checking customers and to new customers who open an Explore Checking account for a person aged 15 to 23. The account may be opened online or in person at any Reliance Bank branch. Report cards must be presented in person at any Reliance Bank branch within 30 days of the marking period’s end. Account will be credited $5 per letter “A” grade or equivalent AND no more than $25 per report card or $100 per calendar year. Offer may not be redeemed at more than one branch. Reliance Bank reserves the right to terminate the program at any time.




























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Digital Banking tools you can use anywhere

  • Check your balance and transaction history
  • Upload documentation for transactions
  • Link external accounts for a full financial picture
  • Make payments easily with Zelle® and Online Bill Pay
  • Enroll in eStatements and save on monthly fees

Make a statement with the Reliance Bank Visa® Debit Card

 
  • Get a debit card printed on the spot at ALL  9 branch locations.
  • Check out faster with contactless tap-to-pay technology.
  • Link your card to your digital wallet & use your your phone to make in-person and online payments.
Lost or Stolen Card? Call 1-800-570-0876